Protect Your Income

Disability Insurance

Safeguard your most valuable asset—your ability to earn an income. Our customized disability insurance policies protect you if illness or injury prevents you from working.
Understanding Coverage

What is Disability Insurance?

Disability insurance provides monthly income replacement if you become unable to work due to illness or injury. It’s designed to help you maintain your standard of living and meet financial obligations when you can’t earn a paycheck.

Statistics show that 1 in 4 workers will experience a disability lasting more than 90 days during their career. Without proper coverage, this could devastate your finances. Our policies ensure you’re protected.

Coverage Benefits

Key Policy Features

Our disability insurance policies are designed with comprehensive features to provide maximum protection.

Own-Occupation Coverage

Protection if you can't work in your specific occupation, even if you could work in another field.

Income Replacement

Replace up to 60-70% of your pre-disability income to maintain your lifestyle during recovery.

Benefit Period Options

Choose coverage that lasts until you recover, reach retirement age, or for a specific duration.

Residual Disability Benefits

Partial benefits if you can work part-time or in a reduced capacity during your recovery.

Industry Leaders

Top 5 Disability Insurance Carriers

We partner with the most trusted and highly-rated disability insurance providers in the nation.

Ameritas

A+ Rated

Ameritas

A+ Rated

Ameritas

A+ Rated

Ameritas

A+ Rated

As independent brokers, we compare quotes from all major carriers to find you the best coverage at the most competitive rates.

Exclusive Discounts Available

As independent brokers, we have access to exclusive discounts from top-rated insurance carriers. Many professionals qualify for significant savings through association memberships, employer programs, and multi-policy discounts.

Ready to Protect Your Income?

Get a personalized disability insurance quote in minutes. Our experts will help you find the best coverage at the most competitive rates.